June 8, 2022
AgencyTractor Safety
Farmers’ markets, roadside stands, grocery stores and pick-your-own farms are now at their peak, and consumers are enjoying the plentiful harvest of farmers across Maryland. As we enjoy the many fruits and vegetables from these farms, it’s essential to know that agriculture is one of the top three most dangerous industries in the United States. […]
July 20, 2022
AgencyInsurance for Irrigation Systems
Modern farmers rely on expensive and technologically advanced equipment to meet their income and production goals. For many farmers, irrigation systems are crucial to the success of the entire operation. Insuring your farm against common perils and protecting your equipment with appropriate insurance is crucial. Contact Mann & Gray Insurance Associates in Fruitland, Maryland, today […]
August 15, 2022
AgencyProtect Your Important Assets with Umbrella Insurance
Umbrella insurance policies are also known as excess liability policies and are considered an important part of insurance coverage for anyone with even a modest number of financial assets. Many insurance agents routinely advise that everyone should carry an umbrella policy, regardless of their income or assets. What exactly is umbrella insurance and why is […]
October 27, 2022
AgencyThe Importance of Commercial Umbrella Insurance
Businesses face a multitude of risks and exposures on a daily basis. Regardless of industry or size, your company must actively implement and maintain robust risk management and loss control practices. One crucial element of any business’s risk aversion efforts is acquiring suitable insurance coverage, which may include a commercial umbrella policy. With over 40 […]
November 9, 2022
AgencyUnderstanding Business Insurance for a Home Business
More and more people are starting businesses operated from their homes. Often there is some confusion regarding the types of business insurance needed to adequately protect business property in your home. It is important to have a clear understanding about insurance for your home business. Your Homeowners Policy May Not Offer Adequate Protection Usually, one […]
December 28, 2022
AgencyFirst-time Home Buyers 101
Your first time buying a home can be an exciting—and nerve-racking—experience. Like many big decisions, preparation is key to success. Read this article for tips on preparing to buy your first home and best practices for insuring your home after your purchase. Contact Mann & Gray Insurance Associates in Fruitland, Maryland, for further home guidance. […]
January 16, 2023
AgencyDo You Need Life Insurance After a Divorce?
If you’re recently divorced and your children are grown, you may think that cancelling your life insurance policy is an appropriate decision. However, the truth is that life insurance still has many more benefits that can help your loved ones after your death. The extra financial support may make a world of difference to your […]
February 9, 2023
AgencyWhat Insurance Do You Need on a New Farm?
Starting a new farm is an exciting but expensive venture that offers as much risk as it does reward. This is why insurance is recommended for farmers to protect their assets and income in case of a lawsuit or accident. However, not all insurance policies are created equally and it is important to find the […]
March 23, 2023
AgencyHome Structure Type: Brick, Frame, Stone? Does It Matter?
When obtaining home insurance, provide detailed information to your insurance agent. You need to be sure the policy you purchase properly represents your home. Small mistakes can lead to big problems later on. At the end of the day, you must make sure your policy reflects the unique property. For example, be clear on the […]
May 31, 2023
mandgrayinsTraveling on a Budget in Your RV
If your idea of a great family trip is RV travel, then you also know how costs can add up during the trip. One of the perks of RV travel is that it’s often cheaper than flying—if planned properly. Setting aside some time to plan your trip in advance can go a long way toward […]