Crime Insurance in Fruitland

Criminals can strike at any moment. Regardless of how meticulous and vigilant your organization may be in attempting to curb risks and protect its assets, being affected by crime may unfortunately be inevitable. With this in mind, your business should take ample steps to ensure it is adequately equipped to respond to these situations and limit resulting financial ramifications, such as through appropriate insurance. 

What Is Crime Insurance? 

Crime insurance, also known as commercial crime insurance, can help limit the out-of-pocket consequences of criminal acts and help your company recover and resume normal operations. Crime insurance policies are often customized to suit your organization’s needs, budget, risk tolerance and other unique circumstances. By acquiring and maintaining coverage, you can file a claim against your policy following a criminal act, which may garner a payout to limit your out-of-pocket losses. 

What Does Crime Insurance Cover? 

Although the exact details of commercial crime insurance policies may vary, they can generally assist with the following: 

• Thefts and burglaries committed by third parties on your business premises 
• Criminal and dishonest acts committed by your employees 
• Robberies and thefts of business property against off-site employees 
• Criminal property damage 
• Intellectual property theft, such as via cyberattacks or social engineering 

Who Needs Crime Insurance? 

Criminals are not always selective about their targets, and crime may impact any organization, including large commercial enterprises, small businesses and nonprofits. Even companies that commit significant resources to security and crime prevention may not be able to suppress all incidents, making appropriate loss control measures essential. 

Get the Right Coverage 

As a knowledgeable crime insurance broker, Mann & Gray Insurance is well-equipped to help businesses in the Fruitland area assess their coverage needs and establish appropriate crime insurance plans. Contact our team today to learn more.