Mann & Gray Insurance Associates
100 South Camden Ave.
Fruitland, MD 21826

Fax: 410-742-2473

Farm, Coastal Property, Home & Auto Insurance From Fruitland, MD

Welcome to Mann & Gray Insurance Associates

Your Independent Insurance Agent Serving the Shore Since 1979


The independent agency known today as Mann & Gray Insurance Associates first opened in Salisbury, MD in 1979 working with two insurance carriers. We now operate out of Fruitland, MD but continue to provide quality coverage solutions to individuals and businesses throughout Maryland and Delaware. By partnering with several of the top providers in the industry such as Nationwide and Donegal Insurance, we are able to offer flexible policy options to suit our clients’ unique needs.


Whether you are seeking protection for your home, farm, or business, our friendly and knowledgeable agents will build a plan specifically tailored for you. Possessing nearly 200 years of combined experience, we have written everything from the most basic auto insurance policy to comprehensive coverage for fire departments. However, beyond our knowledge and at the core of our business is the desire to provide the best service possible for our customers.


From quotes to payments to claims, our agency team will always go out of their way to give you the type of personalized attention that you can only get from a locally-owned agency. We do not use voicemail during business hours and will always be available to take your call. For any other type of contact, such as email or web form submission, you can expect a prompt same-day response. So give us a call at Mann & Gray Insurance Associates or request a quote today. We look forward to working with you!

Community Involvement

Our commitment to the Fruitland and Salisbury communities extends beyond protecting families and businesses with high quality insurance products. We support many local businesses, participate in local fundraising events, and even sponsor a little league team. Please learn more by visiting our community involvement page.

The Next Step is Easy


Meet Our Team

Charles Gray
Charles Gray


Hunter R. Bunk Mann, III
Hunter R. Bunk Mann, III

V. Pres.

Pamela  Spengler
Pamela Spengler

CSR and Commercial Lines Manager

Amber  Thompson
Amber Thompson

Manager & CSR


Accommodating, professional, helpful, and quick. Very comfortable experience and I was impressed by their capabilities. Highly recommended.

Brad M.

I feel lucky to have found an agent willing to provide this level of service. No need to look anywhere else!

Michelle D.

Over the years we've never once had to worry about our coverage. My husband and I are long-time customers and proud to be.

Carol S.

Surprisingly flexible and in-touch with my needs as a small business owner. Can't ask for more.

Spencer F.

They have strong ties with the community, and it shows. It's nice to do business with people that really show they care about you and your family.

Susan T.

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