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Mann & Gray Insurance Associates Blog

View the latest blog posts from Mann & Gray Insurance Associates.

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Thursday, March 23, 2023

Home Structure Type: Brick, Frame, Stone? Does It Matter?

When obtaining home insurance, provide detailed information to your insurance agent. You need to be sure the policy you purchase properly represents your home. Small mistakes can lead to big problems later on. At the end of the day, you must make sure your policy reflects the unique property.  READ MORE >>

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Thursday, February 9, 2023

What Insurance Do You Need on a New Farm?

Starting a new farm is an exciting but expensive venture that offers as much risk as it does reward. This is why insurance is recommended for farmers to protect their assets and income in case of a lawsuit or accident. However, not all insurance policies are created equally and it is important to find the right policy for your farm’s needs. READ MORE >>

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Monday, January 16, 2023

Do You Need Life Insurance After a Divorce?

If you’re recently divorced and your children are grown, you may think that cancelling your life insurance policy is an appropriate decision. However, the truth is that life insurance still has many more benefits that can help your loved ones after your death. READ MORE >>

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Wednesday, December 28, 2022

First-time Home Buyers 101

Your first time buying a home can be an exciting—and nerve-racking—experience. Like many big decisions, preparation is key to success. Read this article for tips on preparing to buy your first home and best practices for insuring your home after your purchase. READ MORE >>

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Wednesday, November 9, 2022

Understanding Business Insurance for a Home Business

More and more people are starting businesses operated from their homes. Often there is some confusion regarding the types of business insurance needed to adequately protect business property in your home. It is important to have a clear understanding about insurance for your home business. READ MORE >>

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Thursday, October 27, 2022

The Importance of Commercial Umbrella Insurance

Businesses face a multitude of risks and exposures on a daily basis. Regardless of industry or size, your company must actively implement and maintain robust risk management and loss control practices. One crucial element of any business’s risk aversion efforts is acquiring suitable insurance coverage, which may include a commercial umbrella policy. READ MORE >>

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Monday, August 15, 2022

Protect Your Important Assets with Umbrella Insurance

Umbrella insurance policies are also known as excess liability policies and are considered an important part of insurance coverage for anyone with even a modest number of financial assets. Many insurance agents routinely advise that everyone should carry an umbrella policy, regardless of their income or assets. READ MORE >>

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Wednesday, July 20, 2022

Insurance for Irrigation Systems

Modern farmers rely on expensive and technologically advanced equipment to meet their income and production goals. For many farmers, irrigation systems are crucial to the success of the entire operation. Insuring your farm against common perils and protecting your equipment with appropriate insurance is crucial. READ MORE >>

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Wednesday, June 8, 2022

Tractor Safety

Farmers’ markets, roadside stands, grocery stores and pick-your-own farms are now at their peak, and consumers are enjoying the plentiful harvest of farmers across Maryland. As we enjoy the many fruits and vegetables from these farms, it’s essential to know that agriculture is one of the top three most dangerous industries in the United States. READ MORE >>

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Thursday, May 12, 2022

Farm Equipment Breakdown Insurance

The old saying goes that a farmer is nothing without his horse & plow. That’s still true today, but of course, horses and plows have evolved into very complex and expensive machinery. You want to keep all this machinery in prime working order. READ MORE >>

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