October 7, 2021
AgencyInsuring Your Contracting Business
Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business. Property: Your business likely own physical assets. Protect these physical assets from damage, fire, weather incidents […]
September 9, 2021
AgencyDoes Farm Insurance Cover Cattle?
Farms are unique businesses which face a variety of risks that are different from usual business risks and need the appropriate coverage to reflect their needs. Many of these insurance policies, known as farm insurance policies, also include coverage for livestock and cattle. Having living creatures under insurance is unique in itself, but cattle also […]
August 12, 2021
AgencyWill Truck Insurance Include Uninsured Coverage?
In every state, laws exist that require drivers to maintain liability insurance. Even in no-fault states, if a driver causes significant damage to another’s vehicle, they may be responsible. However, as a business owner, you may wonder what happens if someone without proper insurance strikes your vehicle. Will your commercial auto insurance help cover your […]
July 13, 2021
AgencyProtecting Your Workers with Contractors Insurance
Contracting teams might only focus on one job, or they might offer a variety of services. Whether installing sprinkler systems or knocking out walls, contracting teams face risks. Contracting can be a very labor-intensive job. Intense physical work often poses risks to the employee. The physical risk also poses liability risks to the employer. A […]
June 2, 2021
AgencyFarm Equipment Breakdown Insurance
The old saying goes that a farmer is nothing without his horse & plow. That’s still true today, but of course, horses and plows have evolved into very complex and expensive machinery. You want to keep all this machinery in prime working order. After all, if something happens to it, then not only could the […]
May 20, 2021
AgencyHow Can Commercial Auto Insurance Minimize Spoilage Risk
If you own a food delivery service or transport temperature-sensitive goods from one location to the next, your commercial auto insurance needs to reflect the risks you face in case your truck’s cooling system fails. All operators face this potential risk regularly and your inventory can be irreparably damaged. The right commercial auto insurance can […]
April 27, 2021
AgencyWhy You Need Both Builder’s Risk & Liability Insurance
All business owners who perform construction need to have appropriate commercial insurance benefits in place. One of the most essential policies for those in this industry is builder’s risk coverage, which is designed to cover damage done to property under construction. However, where builder’s risk coverage will not help you is if you cause injuries […]
March 18, 2021
AgencyInsuring Commercial Livestock
If you’re in the business of raising livestock, then you are probably keenly aware of both the value of the animals and the specialty care they need. They require a lot more maintenance (not to mention TLC) than the average crop, and if something were to happen to them, then the financial ramifications could be […]
February 23, 2021
AgencyUnderstanding Trucking Liability Insurance
Truckers must protect their vehicles, cargo and commercial interests. To protect your own interests, however, you must consider the fact that sometimes, your mistakes might harm others. As a result, you might be responsible for third-party losses, and it will be up to you to pay for them. The critical component of your trucking insurance […]
January 24, 2021
AgencyDoes Contractors Insurance Cover Liability?
Contractors insurance is an umbrella term for policies geared specifically to cover the dangers faced by contractors. Most of these policies come with multiple forms of liability in case of lawsuits filed against the business or individual contractor. General Liability General liability insurance is one of the more basic and common liability coverages because it […]