August 12, 2021
AgencyWill Truck Insurance Include Uninsured Coverage?
In every state, laws exist that require drivers to maintain liability insurance. Even in no-fault states, if a driver causes significant damage to another’s vehicle, they may be responsible. However, as a business owner, you may wonder what happens if someone without proper insurance strikes your vehicle. Will your commercial auto insurance help cover your […]
September 9, 2021
AgencyDoes Farm Insurance Cover Cattle?
Farms are unique businesses which face a variety of risks that are different from usual business risks and need the appropriate coverage to reflect their needs. Many of these insurance policies, known as farm insurance policies, also include coverage for livestock and cattle. Having living creatures under insurance is unique in itself, but cattle also […]
October 7, 2021
AgencyInsuring Your Contracting Business
Like any business, contractors have their own unique risks. Get the protection you need with the right insurance policies. Discuss the following (and additional) options with your independent insurance agent to build an appropriate insurance package for your business. Property: Your business likely own physical assets. Protect these physical assets from damage, fire, weather incidents […]
November 30, 2021
AgencyCar Hauler Security Risks and How to Avoid Them
Working as a car haul trucker means you have extremely valuable cargo in your care. You’ll have to protect these items, and you’ll need your trucking insurance to cover them effectively. Still, regardless of the insurance you carry, you can’t prevent every security risk that might threaten the truck or its cargo. Thieves consistently target car haulers […]
December 29, 2021
AgencyWhat to Insure on Your Farm
The U.S. Department of Agriculture’s census estimated that there were over two million farms in the United States in 2012. Farms covered 915 million acres. American agriculture generates food, raw materials and livestock that help drive our economy. Farming is a massive industry. If you are a farmer, then you likely understand this statement. You […]
January 20, 2022
AgencyAdd-Ons to Buy With Your Commercial Auto Insurance
Getting commercial auto insurance will mean adjusting the included benefits to fit your particular needs. Standard benefits like liability, collision, comprehensive and uninsured/underinsured motorist coverage are tailorable to the individual policyholder. However, at times you will need additional benefits that, while optional, can provide significant financial assistance in case you ever have a problem behind […]
February 8, 2022
AgencyDoes Commercial Auto Insurance Cover Rental Cars?
Businesses that use vehicles for work face a lot of risks. Whether your company owns a fleet or uses personal vehicles, it’s important to have the right kind of insurance. Luckily, commercial auto insurance can extend to a variety of vehicles, including rental cars. If you’re an individual using a rental vehicle for personal purposes, […]
March 14, 2022
AgencyDo I Need a Business Owners Policy or Commercial Package Policy?
There are different commercial policies available for your business depending on several factors, such as your industry and the size of your business. It is important to evaluate your business’ risks and speak with an insurance agent about insuring your business with the proper policy. The two main packages for businesses are a business owners […]
April 15, 2022
AgencyThe Benefits of Trucker Pollution Insurance
Those who drive trucks will need commercial auto insurance.. They’ll also need to insure themselves against the harm they might cause others. While liability coverage comes with most policies, it often won’t cover all types of damage. For example, pollution caused by trucking accidents may not have coverage. You’ll need to get this protection through […]
May 12, 2022
AgencyFarm Equipment Breakdown Insurance
The old saying goes that a farmer is nothing without his horse & plow. That’s still true today, but of course, horses and plows have evolved into very complex and expensive machinery. You want to keep all this machinery in prime working order. After all, if something happens to it, then not only could the […]