Personal Umbrella Insurance in Fruitland, MD
Personal umbrella insurance is a type of insurance policy that goes beyond standard liability coverage limits included in general auto or homeowners insurance policies. If you want to learn more about an umbrella insurance policy , the agents at Mann & Gray Insurance Associates are here to help.
What Is Personal Umbrella Insurance?
A personal umbrella policy can protect you from large liability claims or judgments. When your liability limits are reached, your umbrella policy coverage will kick in. Although personal umbrella insurance isn’t legally required, you should consider acquiring a policy if you participate in high-risk activities that increase your risk of being sued. Standard insurance policies might protect you from significant accident-related expenses up to a specific limit, but you’ll be liable to cover the costs beyond your coverage limits.
How Much Umbrella Insurance Do I Need?
Personal umbrella insurance needs vary significantly among policyholders. It’s generally dependent on the value of your assets and the potential risks associated with factors such as your hobbies and home. Personal umbrella insurance isn’t required, but the right policy can protect you from high costs and potential lawsuits.
How to Get Personal Umbrella Insurance
Mann & Gray Insurance Associates has been in business since 1979 and is here to help you navigate your personal umbrella insurance needs.
For more information, contact our agency today at 800-437-3888.
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