800-437-3888 | 410-546-5575 ☰ ˟
Logo
Call 800-437-3888 | 410-546-5575
  • Home
  • Products
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Diminishing Deductible
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Roadside Assistance
      • Specialty Auto Insurance
      • 24-Hour Customer Service
      • Towing
      • Rental Reimbursement
      • Personal Injury Protection (PIP)
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Farm InsuranceImage of right arrow
      • Agribusiness Insurance
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Equipment Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Financial ServicesImage of right arrow
      • Annuities
    • Additional Insurance ServicesImage of right arrow
      • Special Event Insurance
      • Personal Umbrella Insurance
      • Identity Theft
      • Data Backup
      • Other Services
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • Law Firm Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Printers & Publishers Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Leave Management
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Workers Compensation
      • Bonds
      • Fidelity Bonds
      • Surety Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Disability Insurance
      • Individual Life Insurance
  • Get a Quote
    • Auto Insurance
    • Homeowners Insurance
    • Farm Quote Request
    • Truck Quote Request
    • Commercial Auto Insurance
    • Coastal Property Insurance
  • Payment/Claims
  • Our Agency
    • About
    • Our Staff
    • Our LocationsImage of right arrow
      • Get Directions
    • Community Involvement
    • Our Company Partners
    • Contact Us
  • Contact Us
    • Mann & Gray Insurance Associates
    • Location & Hours
    • Get a Quote
  • Blog
Auto Icon

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Poultry Farm Icon

Poultry Farm

We browse through a wide variety of coverages and find the right one for you.

Learn More
Truck Icon

Commercial Trucking

We browse through a wide variety of coverages and find the right one for you.

Learn More
Commercial Icon

Commercial Insurance

We browse through a wide variety of coverages and find the right one for you.

Learn More
Coastal Property Icon

Coastal Property

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Products > Homeowners Insurance - Fruitland MD & Salisbury MD

Homeowners Insurance


Homeowners Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Homeowner Flood Quote
Homeowners Quote Form

Homeowners Insurance Information

a group of people standing in front of a house

Homes are not invincible, and accidents can occur at unpredictable times and create significant financial issues. Homeowners insurance, or home insurance, can provide financial protection for homeowners by limiting potential out-of-pocket costs following a covered incident.

How Home Insurance Works

Home insurance works as an agreement in which insurance carriers offer homeowners financial protection against home-related accidents, such as weather damage and fires. In exchange for financial protection, homeowners pay insurance providers a premium on their policies.

Policies vary among homeowners, but standard homeowners insurance will often include coverages such as dwelling coverage, liability coverage, other structures coverage, contents coverage and loss of use coverage.

How Much Does Home Insurance Cost?

Factors such as the policyholder’s claims history and the home’s location may impact homeowners insurance rates, so coverage rates can vary significantly among homeowners. Insurance rates may increase if you file more than one claim during the same coverage period. Reach out to Mann & Gray Insurance Associates to learn more about potential rates.

How Much Home Insurance Do I Need?

Maryland does not require homeowners insurance, but homeowners should insure their homes for the total replacement value. Total replacement value is the house’s square footage multiplied by the area’s average cost per square foot. Regardless of recommendations, carrying adequate homeowners insurance can limit your chances of covering extensive out-of-pocket costs after a covered accident occurs.

Contact Our Agency

If you are a resident of Fruitland, Maryland, and are looking for homeowners insurance, the agents at Mann & Gray Insurance Associates can assist you in deciding on the right coverage for your home.

Contact our agency today at 800-437-3888 to learn more about your coverage options.

Contact Us Today!
800-437-3888
410-546-5575

Social Social Social Social

Resources

  • Products
  • Customer Service
  • Payment Options
  • Report a Claim
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

Mann & Gray
100 South Camden Ave.
Fruitland, MD 21826

P: 410-546-5575 | F: 410-742-2473 | E: manngray@comcast.net
© Copyright. All rights reserved. | Powered by Insurance Website Builder