Farm Equipment Insurance in Maryland
Your farm machinery and equipment are an essential part of your operations. They help you efficiently and effectively complete the many tasks you face throughout the day. However, farm machinery and equipment can be expensive to repair or replace. Securing farm equipment insurance can help offset these costs and protect your investments.
The knowledgeable agents at Mann & Gray Insurance Associates can help you obtain the insurance you need. Contact us today for more information.
What Does Farm Equipment Insurance Cover?
Several pieces of farm equipment may be eligible for coverage, such as:
· Hay rakes
· Farm office equipment
· Irrigation equipment
· Tools and supplies
Coverage for other equipment may be available, including for farm equipment rented or borrowed.
Farm equipment insurance may also be available as a blanket policy, where all equipment is insured up to a total limit, or as a scheduled policy, where each piece is covered up to an individual limit. Your agent can provide additional details on which machinery may be covered and which type of policy best fits your needs.
What Causes of Loss Does Farm Equipment Insurance Cover?
Your farm equipment is vulnerable to several risks. Policies vary, but causes of loss that may be covered include:
· Fire and smoke
Coverage for other events such as glass breakage and foreign object damage may also be available. Additionally, policies may provide liability coverage when the use of your equipment results in bodily injury or property damage to third parties. Speak with your agent to discuss terms, limits and exclusions.
How Much Does Farm Equipment Insurance Cost?
The cost of farm equipment insurance prices varies. Your equipment's value, selected coverages, and deductible may impact premiums.
Learn More About Farm Equipment Insurance
At Mann & Gray Insurance Associates, we are independent insurance agents and have been in business since 1979. We are ready to help you secure the farm equipment insurance that meets your needs. We can also answer questions about your farm and ranch insurance policy. Reach out to us today to learn more or to get started with a quote.