Our Insurance Policies

Click on one of the Insurance Categories to get a quote tailored to you.

Auto

Our premiums are among the lowest in the area and we pride
ourselves on prompt claim service. Special discounts are available
for safe drivers, those over age 50, and students on the honor roll.
Additional discounts -- up to 10% of your total premium -- apply if
we also insure your home. Call us for a free quote to compare our
rates with your current policy.

Auto Claim

Life

One of the most important things you can give your family is the
security of a life insurance policy. We represent only "A" rated
companies. Bunk holds the professional designation of Chartered
Life Underwriter (CLU) and both he and Charlie are well-qualified
to advise you on your life insurance needs.

Boat

We insure pleasure craft up to $45,000 in value and up to 15 years
in age. Inboards, outboards, and pontoon boats too -- some of the
best rates and coverages on Delmarva.

Home

We can insure both your home and contents for their replacement
value. Excellent coverages combined with low rates give us one of
the best homeowners policies available anywhere. Ask us about
discounts for newer homes, renovated older homes, and loss-free
credits. Renters policies and mobile home coverages are also
available at attractive rates.

Home Claim

Business

Small or large business -- we can design a program to fit your needs. We
insure some of the finest businesses on Delmarva. Property, liability, auto,
and workers comp can be written through many of our companies. Retail
and service establishments, fire depts., contractors, restaurants, churches,
and professional office accounts are the types of clients we insure with
complete benefit packages.

Business Claim

Contractors

Mann and Gray has some of the most affordable contractors liability policies
for over 25 skilled trades. Bonds, workers comp, and commercial auto
coverages are also available. Special payments plans and competitive
premiums make it easy to fit your budget. Call us for a free quote.

Flood

If you live in a coastal area, or near a river or bay, don't overlook this
valuable coverage. We can help protect your home and its contents. Flood
damage is not covered by a homeowners insurance policy so if your home is
vulnerable to damage from flooding, you must have a separate flood policy.

Flood Claim

Farm

We can insure your home, poultry houses, barns and sheds, as well as farm
machinery. Collapse coverage, livestock, farm earnings and extra expense,
and employees liability are also available. We are backed by excellent
companies which have a long history of service to the agricultural market.
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